Smartr365, the mortgage technology platform backed by Calculus Capital’s VCT and EIS Funds, has launched full end-to-end automation for all NatWest personal mortgage submissions, a major step forward for the UK mortgage market.
This milestone means brokers can now submit Decisions in Principle (DIPs) and Full Mortgage Applications (FMAs) directly through Smartr365, using its proprietary SmartrConnect functionality. The fully automated process supports residential purchases, re-mortgages, joint and sole applications, as well as self-employed and employed clients.
Conor Murphy, CEO of Smartr365, said: “This isn’t just about integration – it’s about elimination. We’re eliminating duplication, errors, wasted time, and old ways of working.”
This breakthrough in automation is the latest in a string of innovations from Smartr365, whose growth has been supported by Calculus. Calculus was one of the early investors in Smartr365 via its VCT and EIS Funds, supporting the firm’s vision for digital transformation in financial services.
As a Calculus VCT and EIS Fund backed company, Smartr365 exemplifies the potential for high-growth, scalable businesses to disrupt traditional industries. Also Smartr365 offers a real world example of how tax-advantaged investments can help scale innovative UK businesses and deliver impact in regulated markets like mortgages.